Keyfacts About Insurance

1 The Financial Services Authority (FSA)

The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

2 Whose products do we offer?

	We offer products from a range of insurers.
	We only offer products from a limited number of insurers [ask us for a list of insurers we offer insurance from
	We only offer products from a single insurer.

3 Which service will we provide you with?

	We will advise and make a recommendation for you after we have assessed your needs
	You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

4 What will you have to pay us for this service?

	A fee
	No fee

You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.

5 Who regulates us?

Shire Financial Management Independent Mortgage Advisers LLP is authorised and regulated by the Financial Services Authority. Shire Financial Management Independent Mortgage Advisers LLP's FSA registration number is 301835.
Shire Financial Management Independent Mortgage Advisers LLP's permitted business is agreeing to carry on a regulated activity, advising on, arranging and making arrangements in respect of 'non-investment' insurance contracts.You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845-606-1234

6 What to do if you have a complaint

If you wish to register a complaint, please contact us:
...in writing Write to PO Box 17, Leominster, Herefordshire, HR6 0YP
... by phone 0845 459 8801
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7 Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.
Further information about the compensation scheme arrangements is available from the FSCS.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Shire Financial Management (Independent Mortgage Advisers) LLP is authorised and regulated by the Financial Services Authority number 301835. You can check this on the FSA's Register by clicking here and inserting our FSA number 301835. Buy to let mortgages and secured loans are not currently regulated by the FSA. For full details on any schemes or products shown or referred to, please call one of our advisors on 0845 459 8801. Actual rates available will depend upon your circumstances. Please ask for a personalised illustration